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Financial Considerations

​Outpatient Services: We accept almost all insurance plans in NJ only including: 

Please note that, unfortunately, in Dr. Lori’s private office we do not accept Medicaid /

Community insurance products (though Challenges does accept Medicaid in our facilities).

NOTE: In SC, we accept only private pay clients, we do not accept insurance plans.

Our rates for In-person and Telemedicine therapy sessions are: 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(NCBI: Not Covered By Insurance)​

Please note: The typical session length is approximately 45 minutes long, Ranging from 38 to 52 Minutes. 

We do offer a sliding scale for a limited number of clients at any one time, and if

this is helpful to you, please inquire as to availability.

Note that for those with no insurance or financial means, most hospitals provide mental

health services for a very low sliding scale rate. In addition, your church or township human services may be able to help. And don’t forget how helpful AA, ALANON, and ACA can be!

FOR ANY ACTIVE SUICIDAL THOUGHTS OR PLANS,

PLEASE DIAL 988 

FOR IMMEDIATE COMPASSION & HELP!!!

  • Aetna

  • Optum

  • United Health Care

  • Cigna

  • Blue Cross

  • Tricare

  • Horizon

  • Amerihealth

  • Federal BC/BS

  • Medicare

  • United Behavioral Health

  • Magnacare

  • Oxford

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Challenges Psychological Services, PA | Dr. Lori A. Sweetwood, PSY D | PO Box 542 Howell, NJ 07731

(732) – 222 – 1100

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